Limited answer: No. A creditor must 1st sue you in court docket and have a judgment against you just before they could difficulty a garnishment to your bank or your employer.Also, unlike Chapter 13, Chapter 7 has no payment plan selection for catching up on late property finance loan or automobile payments. So you could reduce your property or auto
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An employer can oppose the garnishment by submitting a motion with the court. The employer may well assert any protection which the employer may have to your garnishment, in addition to any defense that the worker could assert. For example, if you have an money tax refund that could repay a lot of the judgment, Then you certainly could possibly re
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